Real Estate

Home financing matters- Planning your move

by Richard Swan One of the last things we think about when buying a new home is moving from our current residence into our new home, but this is typically what takes the most time and preparation.  This week on our show, we talked with Eddy Lewis from Gouffon Moving[Read More…]

Oct 27, 2016 Real Estate, Seymour

Home Financing Matters- Your credit and a bankruptcy

by Richard Swan This week on our radio program we talked about “Buying a Home”. We also talked about the qualification requirements of Credit, Capacity, and Collateral. During our discussion, Curtis Johnston and I discussed bankruptcy and why someone would utilize this option as a way of getting out of[Read More…]

Oct 20, 2016 Real Estate

Home Financing Matters

Protecting Your Information Richard Swan Mortgage Investors Group (865) 742 – 3384 NMLS#180260/ I read a post on Facebook the other day about coming up with your “Pirate Name” and the answer was the street you grew up on and the name of your first pet. Now that sounds like[Read More…]

Oct 13, 2016 Guest, Real Estate

Home Financing Matters: Using An Equity Line

by Richard Swan When you only need a little bit of money out of your home, sometimes the best option is a Home Equity Line of Credit (HELOC). It is usually a Second Mortgage, but is most often secured by your house and the interest you pay is tax deductible[Read More…]

Oct 7, 2016 Guest, News, Real Estate

Home Financing Matters: Uninvited Guests

They live among us in what is called an ever shrinking world. Now for many, that shrinking world is because of advanced technology that brings us all closer. For animals in our neck of the woods, that ever shrinking world is the loss of habitats for our wildlife friends and[Read More…]

Sep 30, 2016 Business, Guest, News, Real Estate

Home Financing Matters: Dealing With Mold

by Richard Swan “I keep my house perfectly clean, there can’t be mold in my home.” That’s a common statement and also a misconception that mold is necessarily a sign of an unclean home. We live near the Great Smoky Mountains National Park and it is classified as a Rainforest.[Read More…]

Sep 16, 2016 Family, Guest, News, Real Estate

Home Financing Matters: Start With Your Lender

by Richard Swan Things have changed since the mortgage meltdown in 2008 with regard to qualifying for a home loan. So the best practice when thinking about purchasing a new home is to start with your lender. Most of my business comes from repeat customers and even from friends and[Read More…]

Sep 8, 2016 Business, Community, News, Real Estate

Home Financing Matters: Your Mortgage Is A Good Investment

by Richard Swan Your mortgage is a good long term investment. If you don’t believe me, talk to one of your friends who is a financial planner, or a tax person. Rates today are at still historic lows and a 30 year rate today will benefit you for most of[Read More…]

Sep 1, 2016 Guest, News, Real Estate

Home Financing Matters: Residents Working With Developers

by Richard Swan The Knoxville Area Association of Realtors (KAAR) is a professional organization of real estate professionals that work to help monitor and improve the industry for 12 counties all across East Tennessee. Part of the efforts of KAAR is to facilitate Realtors in the area and help them[Read More…]

Aug 18, 2016 Guest, Real Estate

Home Financing Matters: Maintaining Credit After A Bankruptcy

by Richard Swan This week on our radio show Home Financing Matters, we talked about credit scores and how to build and maintain a credit score. One of the topics that we touched on was re-building your credit score after a bankruptcy. What many people don’t realize is that through[Read More…]

Aug 11, 2016 Guest, News, Real Estate